SK Finance Limited
₹745▲0.00%(0.00)
About the company
SK Finance Limited is a leading Non-Banking Financial Company – Middle Layer (NBFC-ML) focused on providing accessible and customer-centric financial solutions across India. Established in 1994 by Rajendra Kumar Setia, the company has built a strong reputation in vehicle financing and MSME lending, helping individuals, entrepreneurs, and small businesses access the credit they need to achieve their financial goals.
Over the years, SK Finance has developed deep expertise in serving customers in rural and semi-urban markets, where access to formal financial services is often limited. By understanding the unique needs of these communities, the company has expanded financial inclusion for unbanked and underbanked borrowers while supporting income generation, business growth, and asset ownership.
Fundamentals
Valuation
| Metric | Value |
|---|---|
| 52 week high | 745 |
| 52 week low | 745 |
| P/B ratio | 2.51 |
| ROE (%) | 10.83% |
| Book value | ₹297.19 |
| Face value | ₹1 |
52 week high
52 week low
P/B ratio
ROE (%)
| Metric | Value |
|---|---|
| 52 week high | 745 |
| 52 week low | 745 |
| P/B ratio | 2.51 |
| ROE (%) | 10.83% |
Registry
| Metric | Value |
|---|---|
| PAN number | AAACE5115F |
| ISIN number | INE124N01039 |
Figures in cr ·
Financials
| P&L Statement | 2026Latest | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| interest earned | 2455.8 | 2120 | 1632 | 1210 |
| interest expended | 1119 | 971 | 747 | 547 |
| other income | 372 | 266 | 159 | 104 |
| operating expenses | 816 | 692 | 495 | 358 |
| provisions & contingencies | 326 | 239 | 119 | 91 |
| PAT | 431 | 380 | 311 | 222 |
| EPS | 32.07 | 28.36 | 23.26 | 37.86 |
| Gross NPA(%) | 3.68 | 2.58 | 3.48 | 3.11 |
| Net NPA(%) | 2.26 | 1.53 | 2.47 | 2.36 |
Shareholding Pattern
Promoter & Promoter Group
Alternate Investment Funds
Foreign Institutional Investors
| Holder | Percentage |
|---|---|
| Promoter & Promoter Group | 32.20% |
| Alternate Investment Funds | 15.18% |
| Foreign Institutional Investors | 48.78% |
Leadership
Frequently asked questions
Common questions on SK Finance Limited—tap a row to read the answer.
Q.1What is SK Finance Limited?
SK Finance Limited is a Non-Banking Financial Company – Middle Layer (NBFC-ML) that provides financing solutions for vehicles and micro, small, and medium enterprises (MSMEs). The company primarily serves customers in rural and semi-urban India, helping individuals and businesses access credit through a wide network of branches and technology-enabled lending services.
Q.2Can I invest in SK Finance Limited unlisted shares?
Yes, if SK Finance Limited unlisted shares are available in the private market, eligible investors can purchase them through private share transactions. Since the company is not listed on a recognized stock exchange, the availability of shares depends on existing shareholders and market demand.
Q.3How can I buy SK Finance Limited unlisted shares?
SK Finance Limited unlisted shares can be purchased through authorized intermediaries that facilitate private share transactions. After the share price, quantity, and required documentation are finalized, the shares are transferred electronically to the buyer's Demat account upon successful completion of the transaction.
Q.4What are the risks and potential benefits of investing in SK Finance Limited?
Investing in SK Finance Limited may offer exposure to India's growing NBFC sector and the expanding demand for vehicle and MSME financing. However, investors should also consider factors such as liquidity constraints, credit risk, regulatory changes, valuation uncertainty, and overall business performance before making an investment decision.
Q.5What documents are required to buy SK Finance Limited unlisted shares?
To purchase SK Finance Limited unlisted shares, investors generally need a PAN card, Aadhaar card or another valid identity proof, an active Demat account, and a bank account for payment. Depending on the transaction, additional Know Your Customer (KYC) documents may also be required.
Q.6How can I sell SK Finance Limited unlisted shares?
You can sell your SK Finance Limited unlisted shares through a private market transaction once a suitable buyer is available. The process usually involves agreeing on the sale price, completing the necessary documentation, and transferring the shares electronically from your Demat account to the buyer.
Unlisted Trending shares
High-demand unlisted opportunities currently available for trade.
MARKET INSIGHTS & UPDATES
Read the latest updates, investment ideas, and market insights designed to help investors better understand unlisted and pre-IPO opportunities.

NSE IPO 2026: Dates, Allotment & Listing Details
The much-awaited NSE IPO is set to make a major market debut in September 2026. As per the announced schedule, the IPO will open on 21 September and close on 23 September 2026, followed by share allotment on 24 September and listing on 28 September 2026. With strong investor interest and NSE’s position as one of India’s leading market institutions, the IPO is expected to attract significant attention. Here’s a quick look at the NSE IPO 2026 timeline and important dates investors should know.

Upcoming IPOs in 2026: NSE, Rentomojo, Manipal & Pranav Guide
Four major 2026 IPOs: NSE, Manipal Payment, Rentomojo, Pranav Constructions. For pre-IPO investors, these mark critical transitions from private to public valuations. Conduct due diligence before investing.

Purple Style Labs: From Unlisted Shares to IPO - A Price Journey Worth Noticing
Purple Style Labs is making headlines as it moves from the unlisted market towards its IPO. With its unlisted shares trading around ₹500–₹525 and an IPO price band of ₹546–₹575, the price journey offers an interesting look at how private-market and IPO valuations can differ.

Muthoot FinCorp Unlisted Shares: Q1FY27 Profit Surges to ₹705 Cr | Fundamentals & IPO
Muthoot FinCorp's Q1FY27 profit surged to ₹705.48 crore as the company moves toward a proposed ₹3,000-crore IPO. Here's a look at its financial performance, valuation metrics, asset quality and key fundamentals.

From Debt to Debt-Free: How API Holdings Used Thyrocare to Reshape Its Balance Sheet
API Holdings has repaid ₹1,050 crore of debt by monetising a 9.90% stake in Thyrocare while retaining 51.02% control. Here's how the move reshapes its balance sheet and what it means going forward.

Pre IPO Shares in India: Price, How to Buy & Complete Guide
Learn what Pre IPO Shares are, how their prices are determined, how to buy them in India, and what investors should check before investing in unlisted companies.
