SK Finance Limited
₹ 745▲0.00%(0.00)
About the company
SK Finance Limited is a leading Non-Banking Financial Company – Middle Layer (NBFC-ML) focused on providing accessible and customer-centric financial solutions across India. Established in 1994 by Rajendra Kumar Setia, the company has built a strong reputation in vehicle financing and MSME lending, helping individuals, entrepreneurs, and small businesses access the credit they need to achieve their financial goals.
Over the years, SK Finance has developed deep expertise in serving customers in rural and semi-urban markets, where access to formal financial services is often limited. By understanding the unique needs of these communities, the company has expanded financial inclusion for unbanked and underbanked borrowers while supporting income generation, business growth, and asset ownership.
Fundamentals
Valuation
- 52 week high
- 745
- 52 week low
- —745
- P/B ratio
- 2.98
- ROE (%)
- 10.83%
- Book value
- ₹297.19
- Face value
- ₹1
- Valuation
- —
Registry
- ISIN number
- INE124N01039
Figures in cr ·
Financials
| P&L Statement | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|
| interest earned | 1210 | 1632 | 2120 | 2455.8 |
| interest expended | 547 | 747 | 971 | 1119 |
| other income | 104 | 159 | 266 | 372 |
| operating expenses | 358 | 495 | 692 | 816 |
| provisions & contingencies | 91 | 119 | 239 | 326 |
| PAT | 222 | 311 | 380 | 431 |
| EPS | 37.86 | 23.26 | 28.36 | 32.07 |
| Gross NPA(%) | 3.11 | 3.48 | 2.58 | 3.68 |
| Net NPA(%) | 2.36 | 2.47 | 1.53 | 2.26 |
Shareholding Pattern
Leadership
Frequently asked questions
Common questions on SK Finance Limited—tap a row to read the answer.
Q.1What is SK Finance Limited?
SK Finance Limited is a Non-Banking Financial Company – Middle Layer (NBFC-ML) that provides financing solutions for vehicles and micro, small, and medium enterprises (MSMEs). The company primarily serves customers in rural and semi-urban India, helping individuals and businesses access credit through a wide network of branches and technology-enabled lending services.
Q.2Can I invest in SK Finance Limited unlisted shares?
Yes, if SK Finance Limited unlisted shares are available in the private market, eligible investors can purchase them through private share transactions. Since the company is not listed on a recognized stock exchange, the availability of shares depends on existing shareholders and market demand.
Q.3How can I buy SK Finance Limited unlisted shares?
SK Finance Limited unlisted shares can be purchased through authorized intermediaries that facilitate private share transactions. After the share price, quantity, and required documentation are finalized, the shares are transferred electronically to the buyer's Demat account upon successful completion of the transaction.
Q.4What are the risks and potential benefits of investing in SK Finance Limited?
Investing in SK Finance Limited may offer exposure to India's growing NBFC sector and the expanding demand for vehicle and MSME financing. However, investors should also consider factors such as liquidity constraints, credit risk, regulatory changes, valuation uncertainty, and overall business performance before making an investment decision.
Q.5What documents are required to buy SK Finance Limited unlisted shares?
To purchase SK Finance Limited unlisted shares, investors generally need a PAN card, Aadhaar card or another valid identity proof, an active Demat account, and a bank account for payment. Depending on the transaction, additional Know Your Customer (KYC) documents may also be required.
Q.6How can I sell SK Finance Limited unlisted shares?
You can sell your SK Finance Limited unlisted shares through a private market transaction once a suitable buyer is available. The process usually involves agreeing on the sale price, completing the necessary documentation, and transferring the shares electronically from your Demat account to the buyer.
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