FD Calculator
Calculate maturity amount and interest earned on a fixed deposit.
%
year
Results
Deposit amount
₹5,00,000
Interest earned
₹2,07,389
Maturity amount
₹7,07,389
Principal
₹5,00,000
70.7%
Interest
₹2,07,389
29.3%
Frequently asked questions
Q.1How does compounding frequency affect returns?
More frequent compounding (e.g. quarterly vs yearly) generally yields a slightly higher maturity amount for the same nominal interest rate.
Q.2Is TDS deducted from the result?
No. Banks may deduct TDS on interest above applicable thresholds. This calculator shows gross maturity before tax.
Q.3Are FD rates fixed for the entire tenure?
This tool assumes a constant rate. Actual bank FDs may offer different rates for senior citizens or special tenures.
Q.4Is an FD risk-free?
Bank deposits up to applicable insurance limits are generally considered low risk, but issuer credit quality still matters for corporate FDs.