Utkarsh Micro Finance(Core Invest) Unlisted Share
₹125▼24.24%(40.00)
About the company
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Fundamentals
Valuation
| Metric | Value |
|---|---|
| 52 week high | ₹205 |
| 52 week low | ₹125 |
| P/B ratio | 0.49 |
| ROE (%) | -16.82% |
| Book value | ₹253.42 |
| Face value | ₹10 |
52 week high
52 week low
P/B ratio
| Metric | Value |
|---|---|
| 52 week high | ₹205 |
| 52 week low | ₹125 |
| P/B ratio | 0.49 |
Registry
| Metric | Value |
|---|---|
| ISIN number | INE396P01012 |
Figures in cr ·
Financials
| P&L Statement | 2025Latest | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| PAT | -422 | 330 | 554 | 62 |
| EPS | -42.5 | 33.43 | 56.3 | 6.31 |
| Interest earned | 3485 | 3093 | 2,723 | 1,961 |
| Interest expended | 1714 | 1298 | 1025 | 799 |
| Other income | 304 | 291 | 215 | 134 |
| Operating expenses | 1627 | 1,205 | 956 | 760 |
| Provisions & contingencies | 1370 | 378 | 226 | 454 |
| Gross NPA (%) | 9.4 | 2.51 | 3.23 | 6.1 |
| Net NPA (%) | 4.84 | 0.03 | 0.39 | 2.31 |
Shareholding Pattern
British International Investment PLC
RBL Bank Limited
NMI Frontier Fund KS, Norway
Faering Capital India Evolving FUND II
Others
| Holder | Percentage |
|---|---|
| British International Investment PLC | 13.81% |
| RBL Bank Limited | 8.64% |
| NMI Frontier Fund KS, Norway | 7.75% |
| Faering Capital India Evolving FUND II | 7.71% |
| Others | 62.09% |
Leadership
Frequently asked questions
Common questions on Utkarsh Micro Finance(Core Invest) Unlisted Share—tap a row to read the answer.
Q.1What is Utkarsh CoreInvest Limited?
Utkarsh CoreInvest Limited, formerly known as Utkarsh Micro Finance Limited, is the promoter and holding company of Utkarsh Small Finance Bank. It primarily holds its investment in the bank and plays a strategic role in supporting its long-term growth and governance.
Q.2What should investors evaluate before investing in Utkarsh CoreInvest Limited?
Before investing, consider factors such as the company's role as a holding company, the performance of its underlying investments, financial statements, management quality, valuation, corporate governance, future growth prospects, and the overall outlook for India's banking and financial services sector.
Q.3What are the risks of investing in Utkarsh CoreInvest Limited unlisted shares?
Like all unlisted investments, these shares may involve risks such as limited liquidity, price volatility, lower public disclosures, and uncertainty regarding future listing opportunities. Investors should carefully evaluate these risks and invest according to their financial objectives and risk appetite.
Q.4Does Utkarsh CoreInvest Limited have plans for an IPO?
As of now, there is no officially announced IPO timeline for Utkarsh CoreInvest Limited. If the company decides to pursue a public listing in the future, any updates are expected to be communicated through official company announcements and regulatory filings
Q.5How is the price of Utkarsh CoreInvest Limited unlisted shares determined?
The price of Utkarsh CoreInvest Limited unlisted shares is influenced by several factors, including the value of its investments, financial performance, investor demand, market sentiment, industry outlook, and recent transactions in the unlisted shares market.
Q.6Is there a lock-in period for Utkarsh CoreInvest Limited unlisted shares?
Generally, there is no lock-in period for shares acquired through valid off-market transactions. However, if the company is listed in the future, lock-in provisions may apply to certain categories of shareholders in accordance with applicable regulations.
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