Muthoot Fincorp Limited Unlisted Share
₹214▼19.25%(51.00)
About the company
Muthoot Fincorp Limited (MFL) is the flagship financial services company of the Muthoot Pappachan Group. It primarily focuses on gold loans and has expanded its offerings to include housing finance, business loans, vehicle finance, microfinance, insurance, and other financial services.
With a wide branch network across India, MFL has a strong presence in semi-urban and rural markets, serving customers who have limited access to traditional banking services. The company is also preparing for a potential public listing, with a ₹3,000 crore IPO approved by its board and a DRHP filed in August 2026.
Fundamentals
Valuation
Registry
| Metric | Value |
|---|---|
| PAN number | AACCM1453E |
| ISIN number | INE549K01025 |
Figures in ₹ Cr ·
Financials
| P&L Statement | FY26Latest | FY25 | FY24 | FY23 |
|---|---|---|---|---|
| Interest earned | 10,310 | 7,664 | 5,973 | 4,828 |
| Interest expended | 4,198 | 3,443 | 2,811 | 2,233 |
| Other income | 1,031 | 847.4 | 581 | 323 |
| Operating expenses | 3,880 | 3,097 | 2,126 | 1,758 |
| Provisions & contingencies | 709 | 1,157 | 201 | 288 |
| PAT | 1,772 | 608 | 1,048 | 6.46 |
| EPS (₹) | 90.75 | 31.39 | 54.1 | 33.35 |
| Gross NPA (%) | 1.03 | 1.98 | 1.62 | 2.11 |
| Net NPA (%) | 0.57 | 1.28 | 0.64 | 0.58 |
Shareholding Pattern
Promoters
Others
| Holder | Percentage |
|---|---|
| Promoters | 79.68% |
| Others | 20.32% |
Frequently asked questions
Common questions on Muthoot Fincorp Limited Unlisted Share—tap a row to read the answer.
Q.1How to buy Muthoot Fincorp Limited Unlisted Shares?
You can buy Muthoot Fincorp Limited Unlisted Shares through an unlisted-share platform, subject to availability. A Demat account, PAN, bank account and completed KYC are generally required. After confirming the price and quantity, the shares are transferred to your Demat account after settlement. Muthoot Fincorp is currently unlisted, although the company has recently filed for an IPO.
Q.2How to sell Muthoot Fincorp Limited Unlisted Shares?
If you hold Muthoot Fincorp Limited Unlisted Shares, you can sell them through an unlisted-share platform, subject to buyer availability. After the transaction is confirmed, the shares are transferred from your Demat account and payment is processed according to the agreed settlement terms.
Q.3What is the lock-in period of Muthoot Fincorp Limited Unlisted Shares?
Unlisted shares generally do not have a standard lock-in period unless specific restrictions apply to the shares or transaction. If the proposed IPO proceeds, applicable SEBI regulations and IPO terms will determine any lock-in requirements.
Q.4How is DIS used to sell Muthoot Fincorp Limited Unlisted Shares?
A Delivery Instruction Slip (DIS) authorizes the transfer of shares from your Demat account to the buyer's Demat account. You generally need to provide details such as the ISIN, quantity and buyer's Demat account information to complete the transfer.
Q.5What is the minimum ticket size for investment in Muthoot Fincorp Limited?
The minimum investment depends on the prevailing Muthoot Fincorp Limited Unlisted Share Price and the quantity available for purchase. Since unlisted prices and availability can change, investors should check the latest price and quantity before investing.
Q.6Is buying Muthoot Fincorp Limited Unlisted Shares legal in India?
Yes, buying and selling unlisted shares is generally permitted in India, subject to applicable laws and regulations. Investors should complete the required KYC and use proper Demat and banking channels for the transaction.
Q.7What are the short-term capital gain taxes on Muthoot Fincorp Limited Unlisted Shares?
For unlisted shares, shares held for 24 months or less are generally treated as short-term capital assets. The resulting capital gains are generally taxed according to the applicable income-tax provisions and the investor's circumstances.
Q.8What are the long-term capital gain taxes on Muthoot Fincorp Limited Unlisted Shares and how are they taxed?
Unlisted shares held for more than 24 months are generally treated as long-term capital assets. Long-term capital gains are generally taxed at the applicable 12.5% rate, subject to applicable surcharge, cess and prevailing tax provisions.
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