Midland Micro Finance Limited Unlisted Share
₹195▲0.00%(0.00)
About the company
Midland Microfin Limited is a microfinance institution focused on promoting financial inclusion and supporting economically active individuals, particularly women entrepreneurs in rural and underserved communities.
The company operates as a Non-Banking Financial Company–Micro Finance Institution (NBFC-MFI) and provides small-ticket credit and other financial solutions to its customers. Its lending model primarily focuses on women borrowers organised through Joint Liability Groups (JLGs), a structure designed to encourage collective responsibility and access to formal financial services.
Midland Microfin follows a technology-driven approach to its operations and has built a presence across multiple states and Union Territories in India. Along with its core microfinance activities, the company aims to support livelihood generation, entrepreneurship and financial empowerment among its customer base.
Fundamentals
Valuation
Registry
| Metric | Value |
|---|---|
| PAN number | AAGCS6186A |
| ISIN number | INE884Q01015 |
Figures in cr ·
Financials
| P&L Statement | 2025Latest | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| PAT | 33 | 72 | 47 | 22 |
| EPS | 6.31 | 15.13 | 10.33 | 4.84 |
| Interest earned | 605 | 449 | 355 | 207 |
| Interest expended | 272 | 204 | 168 | 104 |
| Other income | 31 | 84 | 40 | 12 |
| Operating expenses | 214 | 183 | 110 | 74 |
| Provisions & contingencies | 118 | 51 | 51 | 9 |
| Gross NPA (%) | 1.47 | 2.97 | 0.06 | 3.07 |
| Net NPA (%) | 0.4 | 0.82 | 0.03 | 0.96 |
Shareholding Pattern
| Holder | Percentage |
|---|---|
| Kitara PIIN 1501 | 14.09% |
| Ranjit Kaur Chhokar | 13.41% |
| Amardeep Singh Samra | 13.41% |
| ICICI Bank Limited | 3.91% |
| Others | 55.18% |
Leadership
| Name | Role | Experience | |
|---|---|---|---|
| Vijay Kumar Bhandari | Chairman | 31 yrs experience | — |
| Amardeep Singh Samra | MD & CEO | 20 yrs experience | — |
| Amitesh Kumar | COO & CFO | 15 yrs experience |
Frequently asked questions
Common questions on Midland Micro Finance Limited Unlisted Share—tap a row to read the answer.
Q.1What does Midland Microfin Limited do?
Midland Microfin Limited is an NBFC-MFI primarily engaged in providing microfinance services. The company focuses significantly on providing credit to women in rural and underserved areas, with borrowers commonly organised through Joint Liability Groups.
Q.2Is Midland Microfin Limited listed on the stock exchange?
The company's equity shares are not listed for trading on a recognised stock exchange and are available in the unlisted market.
However, Midland Microfin has issued debt securities that are listed on the BSE. Therefore, the listing of these debt instruments should not be confused with the listing of the company's equity shares.
Q.3Is Midland Microfin Limited listed on the stock exchange?
The company's equity shares are not listed for trading on a recognised stock exchange and are available in the unlisted market.
However, Midland Microfin has issued debt securities that are listed on the BSE. Therefore, the listing of these debt instruments should not be confused with the listing of the company's equity shares.
Q.4What are Midland Microfin Limited unlisted shares?
Midland Microfin Limited unlisted shares represent equity ownership in the company. Since the equity shares are not traded on a recognised stock exchange, transactions may take place through off-market transfers, subject to applicable regulations, availability and transaction requirements.
Q.5What is Midland Microfin Limited's business model?
The company's core business is microfinance lending. Midland Microfin primarily serves women borrowers in rural areas and organises customers through the Joint Liability Group model.
Its business is focused on expanding access to formal financial services among underserved sections while managing credit risk and maintaining lending and collection processes.
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