Berar Finance Limited
₹485▲11.49%(50.00)
About the company
About Berar Finance Limited
Founded in 1990, Berar Finance Limited (BFL) is a trusted Non-Banking Financial Company (NBFC) headquartered in Nagpur, Maharashtra. With a network of 100+ branches across Maharashtra, Chhattisgarh, Madhya Pradesh, Telangana, Gujarat, and Karnataka, the company provides reliable and customer-focused financial solutions to individuals and small businesses.
Promoted by Mr. M. G. Jawanjar, Berar Finance specializes in vehicle financing while also offering two-wheeler loans, used car loans, vehicle refinance, personal loans, demand loans, and loans against property. The company is known for its transparent processes, flexible repayment options, and quick loan approvals, making finance more accessible and convenient.
With over three decades of experience, Berar Finance continues to expand its reach while staying committed to responsible lending, financial inclusion, and delivering dependable credit solutions that help customers achieve their personal and business goals.
Fundamentals
Valuation
Registry
| Metric | Value |
|---|---|
| PAN number | AAACB5861B |
| ISIN number | INE998Y01017 |
Figures in cr ·
Financials
| P&L Statement | 2026Latest | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| PAT | 36 | 32 | 22 | 17 |
| EPS | 24.79 | 25.95 | 17.84 | 13.79 |
| Gross NPA(%) | 3.72 | 4.43 | 2.81 | 4.7 |
| Net NPA(%) | 2.32 | 2.89 | 2.81 | 3 |
| Interest earned | 324 | 267 | 229 | 206 |
| Interest expended | 156 | 130 | 104 | 100 |
| Other income | 34 | 28 | 22 | 12 |
| Operating expenses | 111 | 92 | 79 | 66 |
| Provisions & contingence | 41 | 31 | 39 | 31 |
Shareholding Pattern
| Holder | Percentage |
|---|---|
| Amicus Capital Private Equity I LLP | 17.25% |
| Maj Invest Financial Inclusion Fund III K/S | 16.05% |
| M/s Avino Capcons Pvt Ltd | 12.07% |
| Maroti Jawanjar | 8.29% |
| Maroti Jawanjar (HUF) | 7.04% |
| Others | 39.30% |
Leadership
Frequently asked questions
Common questions on Berar Finance Limited—tap a row to read the answer.
Q.1What are Berar Finance Limited unlisted shares?
Berar Finance Limited unlisted shares are equity shares of the company that are not listed or traded on recognized stock exchanges such as the NSE or BSE. These shares are bought and sold through private, off-market transactions between investors. Their value is typically influenced by the company's financial performance, business outlook, investor demand, and overall market sentiment.
Q.2How can I buy Berar Finance Limited unlisted shares?
To invest in Berar Finance Limited unlisted shares, you need an active Demat account and completed KYC documentation. Once you agree on the price and quantity with the seller, the shares are transferred to your Demat account through an off-market transaction after successful payment and verification. It's advisable to ensure all documentation is complete before proceeding with the transaction.
Q.3Can I sell my Berar Finance Limited unlisted shares whenever I want?
Yes, you can sell your Berar Finance Limited unlisted shares whenever you find a willing buyer. Since these shares are not traded on a stock exchange, liquidity depends on market demand and buyer availability. After both parties agree on the transaction, the shares are transferred through the Demat system, and the payment is completed as per the agreed terms.
Q.4Is investing in Berar Finance Limited unlisted shares legal in India?
Yes. Investing in Berar Finance Limited unlisted shares is completely legal in India, provided the transaction complies with applicable regulatory guidelines. Investors should ensure that shares are transferred through a valid Demat account and that all KYC and documentation requirements are fulfilled.
Q.5What documents are required to purchase Berar Finance Limited unlisted shares?
Typically, you'll need a PAN card, Aadhaar or another valid identity proof, an active Demat account, and a Client Master Report (CMR). Depending on the nature of the transaction, additional documents may be requested to comply with regulatory requirements and facilitate a smooth transfer of shares.
Q.6Is there any lock-in period for Berar Finance Limited unlisted shares?
Generally, there is no lock-in period for buying or selling unlisted shares through private transactions. However, if Berar Finance Limited decides to launch an IPO in the future, certain shareholders may become subject to SEBI-prescribed lock-in requirements after listing. Investors should review the applicable regulations at that time.
Q.7What should I consider before buying Berar Finance Limited unlisted shares?
Before investing, review the company's financial performance, loan portfolio, asset quality, management team, growth strategy, valuation, and overall industry outlook. It is also advisable to understand the liquidity of unlisted shares and invest according to your risk appetite and long-term financial goals.
Q.8Are Berar Finance Limited unlisted shares eligible for transfer to a Demat account?
Yes. If the shares are held in dematerialized form, they can be transferred to your Demat account through an off-market transfer after the transaction is completed and all required documentation has been verified.
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